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Life is uncertain and everybody faces the risk of untimely death.
On the death of a family member, the family suffers both emotional and financial loss.
In exchange of the promise made by the insurer, the insured needs to pay premiums to the company against the chosen coverage for the term of the policy.
Term Insurance, being the basic insurance plan, is the cheapest plan in the market where by paying a minimal amount of premium one can avail a high coverage for protection purposes.
This HDFC life term plan is simple, low cost and easy to understand making it appropriate for first time life insurance customers.
HDFC Life CSC Suraksha is another HDFC life term plan.
The plan focuses on rural areas to facilitate inclusion of the non-urban population into mainstream insurance and gives them the benefit of a life insurance policy.
The HDFC term plan is retailed through Common Services Centre (CSC) increasing the reach in rural areas at a low cost.
CSC Suraksha HDFC life term plan provides a lump sum amount to the family of the insured upon his or her demise.